Nearly half of Londoners are living in rented accommodation and this will surely increase according to study.
On the basis of current trends, the Centre for Housing Policy at York university estimates that by 2040 up to one-third of 60-year-olds will rent privately. Government data show that at present just 4 per cent of pensioners and 8 per cent of those aged 55 to 64 live in privately rented accommodation.
The proportion of 25 to 34-year-olds who rent privately has been stable at about a third over two decades but has risen notably for 35 to 44-year-olds, from 16 per cent to about 25 per cent now. Young people also spend more on housing costs (a third of their income on average, the Resolution Foundation reports) than did youthful baby boomers (a fifth) and the rent they pay will often go directly to the pension income of their retired landlords.
On Tuesday 4th June we have Anthony Rodgers coming to the Co-Op. Anthony will be talking about clause 24, inheritance tax and succession planning.
Anthony is a chartered tax adviser and trust and estate practitioner with a legal background. With over a decade in the field Anthony has built an extensive understanding of both day to day tax planning and complex structured planning.
Anthony qualified at a mid size firm specializing in owner managed business planning, then moved on to a niche tax planning firm providing bespoke planning and structuring advice to individuals and owner managed businesses before starting Fusion Partners in 2014. Since then Anthony has spent time working with tax efficient investments, structured tax planning, pension planning and supporting clients in relation to tax inquiries.
Anthony specialises in inheritance tax, trusts and estates, property planning, international tax and the structuring of owner managed businesses.
We look forward to seeing you on Tuesday 4th June.
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“Don’t kill the goose that lays the golden egg”
This book is a classic and should be on your must reads if you have not read the book as yet.
I didn’t find it an easy read, however it is well worth the effort as it does go into depth into each habit which are as follows:
1. Be Proactive “Principle of personal vision”
2. Begin with the end in mind “Principle of personal Leadership”
3. Put first things first “Principle of personal management”
4. Think win/win “Principle of interpersonal leadership
5. Seek first to understand, then to be understood “Principle of empathetic communication”
6. Synergize “Principle of creative cooperation”
7. Sharpen the saw “Principle of balanced self-renewal”
I appreciate that all the principles are of equal standing (just like the 10 commandments), here comes the but, but my favourite and the one that I like to practice the most is – seek first to understand, then to be understood. I hope you enjoy the book!
On Tuesday 2nd April we have Andrew Evans coming to the Co-Op. Andrew will be talking about property finance and the best methods to secure it.
Andrew has been in corporate and commercial banking for 15 years having started his banking career with Bank of America, with stints at First Global Bank, Bank of Cyprus UK and UMTB. Over the past 9 years Andrew has focused on property-based lending primarily in London and the Home Counties.
Andrew joined the Victoria Mutual in June 2018 as Head of Lending Services. Victoria Mutual Finance Limited (VM Finance) is a UK registered private limited company, In 2017 VM Finance was approved as a licensed Mortgage Broker to advise and arrange regulated mortgage contracts in the United Kingdom.
Andrew has a real passion for building long term business relationships and believes that successful developers and investors need a reliable and committed banking partner that understands the intricacies of the property world.
We look forward to seeing you on Tuesday 2nd April.
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The UK’s housing market will undergo a “modest correction” if the country leaves the European Union without a deal, with the biggest fall seen in London, a Reuters poll has predicted.
The survey of 25 market watchers conducted last week forecast that in the event of a no-deal Brexit, prices would drop nationally by 1%.
The correction would be most exaggerated in London’s overvalued market, where average prices could fall by 3% in the six months after the 29 March, if the UK crashes out.
“If you chase two rabbits, you will not catch either one”
The primary aim of the book was to talk about focus and the surprising extraordinary results you can get when you focus. It was a nice and easy read, with each chapter ending with a summary of that chapter noted under the heading as Big Ideas. My take away from this book was:
Success is sequential, not simultaneous. No one actually has the discipline to acquire more than one powerful habit at a time. Super-successful people aren’t superhuman at all; they’ve just used selected discipline to develop a few significant habits. One at a time. Over time. Habits on average, take 66 days to form.
If you are looking for tips on how to focus better this is an essential read and they also provide extra materials via their website – www.the1thing.com
On Tuesday 5th February we have Diksesh Patel coming to the Co-Op. Diksesh will be talking about due diligence and how to find deals.
Diksesh is the Founder and CEO of Lighthouse Capital Group and Prosperous Property Solutions (PPS), two companies built to forge lasting partnerships between experienced investors and high-end developers.
He has been in property for over 25 years and has a personal Buy-to-Let and HMO portfolio worth £3.4 million. His partners at Lighthouse and PPS are experienced developers with a 30 year track-record and £300 million worth of property success between them.
Over the years, Diksesh has combined his property ventures with a successful investment banking career in The City, spending time at Credit Suisse, HSBC and Nomura.
We look forward to seeing you on Tuesday 5th February.
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On Tuesday 4th December we have Julie Hogbin coming to the Co-Op. Julie will be talking about Talent Dynamics and how you can maximise your performance levels.
Julie’s belief true is that “In the day of ‘now’ those who think that the skills of ‘yesteryear’ will suffice will find out differently” all of us need to continuously develop to keep up in a fast-changing world or we will fade by the wayside. It has never been so important to change and adopt new ways of, not only working but thinking and behaving as well.
The principle behind Talent Dynamics is that individuals, teams and companies are at their best when they are in flow. Put simply, flow is your path of least resistance. Talent Dynamics provides an explicit path to building trust and flow, with your customers, your team, your partners and anyone else you may need to work with.
Talent Dynamics will allow you to build trust with key players easily and reduce stress levels on how to ‘handle’ your business partners. Talent Dynamics will also allow you to ‘understand’ the language & behaviours of your co-workers and partners.
We look forward to seeing you on Tuesday 4th December.
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On Tuesday 2nd October we have Juliet Heap coming to the Co-Op. Juliet will be talking about planning and how you can realise the potential of your portfolio through the use of the planning system.
Juliet is a fully accredited member of the Royal Town Planning Institute and has an in-depth knowledge of planning law, policy and development control. Graduating from the University of the West of England with a BA (Hons) and Masters in Town & Country Planning, Juliet joined a Planning Consultancy focusing on development in London.
Working for private and public sector organisations as well as and charitable organisations over the last 10 years, Juliet’s work has involved advising clients on projects with residential led regeneration schemes, health centres and tall buildings.
Juliet has a wide practical knowledge of the planning system including development control, planning application and appeals. Join us on Tuesday so you can learn how to maximise the potential of your portfolio.
We look forward to seeing you on Tuesday 2nd October.
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